Conventional
Flexible options for primary homes, second homes, and investment properties.
Moon RiverMortgage
Moon River MortgageNMLS #158937Jennifer Christy · NMLS #158985
Pre-qualify
Your Local Lender
Home financing with a personal touch.
Friendly, experienced guidance and clear answers from your first conversation through closing day.
Mortgage advice that feels personal
Let's make your next move feel easier.
Whether you are buying your first home, moving up, refinancing, or navigating a less traditional income picture, Jennifer will take the time to explain your choices and help you feel confident about what comes next.
Talk with Jennifer →Loan options
Financing shaped around your goals.
Every borrower is different. We compare the options, explain the tradeoffs, and help you choose with confidence.
FHA
An approachable path for qualified buyers with flexible down-payment options.
VA
Home financing designed for eligible veterans, service members, and surviving spouses.
USDA
Zero-down-payment financing may be available for eligible rural properties and borrowers.
First-time buyers
Clear guidance through down payment, documentation, and the full closing process.
Specialty options
Ask about jumbo, non-QM, bank-statement, and other solutions for unique scenarios.
Loan programs are subject to borrower and property qualification, underwriting approval, and availability. This is not a commitment to lend.
From the Georgia coastLocal insight.
Steady guidance.
Steady guidance.
What to expect
A simple, guided process.
- 1
Share your goals
Tell us what you want to accomplish and what matters most.
- 2
Review your options
We will walk through suitable programs, costs, and next steps in plain language.
- 3
Move toward closing
Stay informed as your loan moves through documentation, underwriting, and closing.
Meet your lender
Jennifer Christy
Mortgage Loan Originator · NMLS #158985
Understand the mortgage—not just sign the paperwork.
Jennifer provides direct, responsive mortgage guidance with the care you expect from a local lender. You will have a knowledgeable professional to answer questions, keep the process moving, and help you make informed decisions.
Email Jennifer →Ready when you are
Let's talk about your next move.
Start online, call, or email. No pressure—just clear answers about your options.
Pre-qualify securely →